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The Well Is Too Close. Is the FHA File Really Dead?
FHA’s 2026 private-well distance waiver may give some existing homes a workable path, but only when the file proves local compliance and acceptable water testing. Here’s how brokers can build a lender-ready package without overpromising to the borrower.
Erik Kinsley
17 hours ago4 min read


FHA Defined Three Employment Checks. Is Your File Asking for the Right One?
FHA now distinguishes written VOE, electronic VOE and employment reverification. Here is how brokers can request the right proof and protect the closing handoff.
Erik Kinsley
Sep 24 min read


Your FHA Checklist Still Includes HUD-92900-B. What Should Change?
FHA no longer requires HUD-92900-B. Here’s what brokers and LOs should remove, preserve, and verify across files and workflow templates.
Erik Kinsley
Aug 84 min read
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